Need an appraisal in Mesa or Maricopa County?
Here are the top seven reasons why AZ homeowners order from Desert Property Valuations:
Own a house in or near Mesa, AZ and need help deciding the value of it?
We at Desert Property Valuations understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Desert Property Valuations is experts in helping customers just like you do away with unnecessary PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in an area that is going down. That means you are paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Desert Property Valuations is your best weapon when challenging your property tax assessment. HELOC recently frozen?If your house is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. An appraisal from Desert Property Valuations can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you would prefer to have a seasoned expert double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Desert Property Valuations offers field reviews where we go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house. |